The Analysis Process: From Client Data to Advisor-Reviewed Insights
VelocityIQ's systematic analysis process structures client information, generates evaluation frameworks, and provides comprehensive documentation—all designed to support your professional judgment at every step.
Legal Notice:
Process generates analysis tools and frameworks. Advisors review all system output, apply professional judgment, and make all determinations and recommendations.
The Five-Phase Process
Executive Summary: How VelocityIQ Works
VelocityIQ transforms client onboarding and analysis into a systematic, documented process that supports your professional judgment—not replaces it.
The Process:
- Data Collection: Structured profile capture (30-45 min)
- Analysis Generation: Automated framework evaluation (2-3 min)
- Advisor Review: Your professional judgment applied (15-30 min)
- Client Discussion: Strategy presentation and decisions (45-60 min)
- Implementation: Ongoing monitoring and relationship management
What You Get:
- Systematic frameworks for suitability and risk evaluation
- Complete documentation trail for compliance
- Transparent calculations with verifiable formulas
- Support for real-time scenario exploration in meetings
Critical Understanding:
The system generates analysis tools and frameworks. You review all output, apply professional judgment, make all determinations, and take full responsibility for recommendations and client advice.
Phase 1: Client Profile Data Collection
What Happens:
Structured questionnaire captures:
- • All nine FINRA-required investment profile factors
- • Business and financial situation details
- • Tax information and objectives
- • Risk tolerance and experience
- • Time horizon and liquidity needs
- • Additional relevant client information
System Role:
- → Provides structured data collection framework
- → Ensures all required factors captured
- → Validates data quality during entry
- → Flags logical inconsistencies for review
Your Role:
- → Gather information from client through reasonable diligence
- → Enter accurate data into system
- → Verify accuracy and completeness
- → Determine what additional information is relevant
- → Take responsibility for data quality
Phase 2: Analysis Generation
What Happens:
System processes client data through:
- • Suitability analysis framework (three-prong evaluation)
- • Risk identification rules (73 validation checks)
- • AML risk assessment framework (if enabled)
- • Calculation engines (with transparent formulas)
- • Intelligence integration (knowledge base + live data)
System Role:
- → Structures data around evaluation frameworks
- → Applies deterministic rules systematically
- → Generates analysis output
- → Creates documentation for your review
Your Role:
- → Await analysis generation
- → System works autonomously during this phase
Phase 3: Advisor Review and Professional Judgment
What Happens:
You receive comprehensive analysis output:
- • Suitability analysis framework results
- • Risk identification analysis
- • AML risk assessment (if applicable)
- • Supporting documentation and rationale
- • Considerations and factors to review
System Role:
- → Presents analysis in organized format
- → Highlights key considerations
- → Provides documentation for your file
Your Role (CRITICAL PHASE):
- → Review ALL system-generated analysis thoroughly
- → Verify accuracy of data and analysis
- → Consider factors unique to this client not captured by system
- → Apply your professional judgment and expertise
- → Assess whether analysis appropriately reflects client situation
- → Determine areas requiring additional investigation
- → Make all determinations (suitability, risk assessment, etc.)
- → Decide on appropriate recommendations
- → Take full responsibility for your determinations
Phase 4: Client Discussion and Documentation
What Happens:
You discuss strategy with client based on your determinations:
- • Present your recommendations (informed by analysis)
- • Discuss relevant risks you've identified as material
- • Answer client questions
- • Ensure client understanding
- • Obtain client decisions
System Role:
- → Provides analysis documentation you can reference
- → Supports your client discussion with systematic framework
- → Generates client-appropriate report (based on your determinations)
Your Role:
- → Present strategies and recommendations to client
- → Frame risks appropriately for client understanding
- → Discuss considerations and alternatives
- → Ensure informed client decision-making
- → Document client discussion and decisions
- → Take responsibility for all client communications
Phase 5: Implementation and Ongoing Monitoring
What Happens:
You implement strategy based on client decision:
- • Execute agreed-upon strategy
- • Implement risk mitigation measures
- • Establish monitoring approach
- • Schedule follow-up reviews
System Role:
- → Maintains documentation of analysis and determinations
- → Supports periodic re-analysis
- → Enables ongoing monitoring framework
Your Role:
- → Implement client's chosen strategy
- → Monitor implementation progress
- → Conduct ongoing monitoring of risks
- → Perform periodic reviews and re-assessments
- → Adjust strategy as circumstances change
- → Maintain documentation of ongoing service
- → Take responsibility for ongoing client relationship
Real-Time Scenario Exploration During Client Meetings
When to Use:
During client meetings when exploring alternative strategies or answering specific client questions about different approaches.
Step 1: Client Question
Client asks: "What if I exercised half my ISOs now and half next year?"
Step 2: Rapid Scenario Generation
- → You input scenario parameters
- → System generates analysis in 40 seconds
- → Analysis maintains full framework (suitability, risk identification)
Step 3: You Review and Present
- → You quickly review scenario analysis
- → You apply judgment about scenario appropriateness
- → You present scenario to client with your assessment
- → You discuss implications based on your professional judgment
Step 4: Client Decision
- → Client explores up to 8 scenarios per meeting
- → You guide client through pros/cons of each
- → Client makes informed decision
- → You document discussion and decision
Your Responsibility:
Even with rapid scenario generation:
- → You must review each scenario analysis
- → You determine if scenario is appropriate
- → You make recommendations based on your judgment
- → You take responsibility for scenarios presented
- → You document client discussion and decisions
What Gets Documented and Your Documentation Responsibilities
System Documentation:
Automatically maintains record of:
- → Client profile data captured
- → Analysis frameworks applied
- → Rules evaluated and results
- → Calculations performed with formulas
- → Sources cited
- → Timestamp and version control
Your Required Documentation:
You must document:
- → Your review of system analysis
- → Additional factors you considered
- → Your professional judgments applied
- → Your determinations (suitability, risk assessment, etc.)
- → Client discussions and decisions
- → Recommendations provided
- → Ongoing monitoring activities
- → Follow-up actions taken
Combined Documentation Value:
System documentation + Your documentation = Complete record showing:
- • Systematic methodology was used
- • Professional judgment was applied
- • Determinations were made by advisor
- • Client was informed and involved
- • Ongoing monitoring maintained
Critical Point:
System documentation supports but does not replace your required documentation of professional judgments, client interactions, and determinations.
Understanding the Process and Your Role
What the Process Provides:
- Structured data collection framework
- Systematic analysis generation
- Evaluation frameworks and tools
- Documentation infrastructure
- Support for your professional practice
What the Process Does NOT Do:
- Make determinations on your behalf
- Provide investment advice or recommendations
- Eliminate need for professional review
- Replace your professional judgment
- Reduce your professional responsibilities
- Guarantee accuracy or appropriateness
- Ensure regulatory compliance
Your Responsibilities Throughout Process:
- Phase 1: Obtain accurate client information through reasonable diligence
- Phase 2: (System processes - no advisor action required)
- Phase 3: Review all analysis, apply judgment, make all determinations
- Phase 4: Communicate with clients, ensure understanding, document discussions
- Phase 5: Implement, monitor, and maintain ongoing client relationship
At every phase where advisor action is required, you are fully responsible for professional quality, accuracy, appropriateness, and compliance.
Legal Disclaimer:
The analysis process generates decision-support tools. Advisors must review all system output, apply independent professional judgment, make all determinations, and take full responsibility for recommendations and client advice.
System participation in process does not reduce advisor responsibility, guarantee outcomes, or ensure compliance. Advisors remain solely liable for all professional activities regardless of system usage.
Systematic Process Supporting Professional Advisory Practice
See how VelocityIQ's five-phase process structures client information and generates comprehensive analysis—all designed to support your professional judgment and documentation requirements at every step.
Process generates analysis. Advisors review, determine, and take responsibility for all recommendations.