Comprehensive Decision-Support Platform: Analysis Tools from Suitability to AML
VelocityIQ provides integrated analysis tools supporting every aspect of advisor decision-making—from FINRA 2111 suitability evaluation through risk identification to AML assessment. All designed to support your professional judgment, not replace it.
Legal Notice:
VelocityIQ provides decision-support tools and analysis frameworks. Advisors are solely responsible for all determinations, recommendations, and compliance obligations.
Integrated Tools Supporting Professional Advisory Practice
Each capability provides systematic analysis tools. You review system output, apply professional judgment, and make all determinations and recommendations.
Capability 1: FINRA 2111 Suitability Analysis Framework
Decision-Support FoundationWhat It Provides:
- • Three-prong analysis tools (Reasonable-Basis, Customer-Specific, Quantitative)
- • Investment profile structuring around FINRA's nine required factors
- • Strategy evaluation methodology
- • Alignment analysis and considerations
- • Documentation supporting your suitability determinations
How You Use It:
- → System structures client profile and provides analysis framework
- → You review analysis output
- → You apply professional judgment
- → You make suitability determination
- → You document your determination
- → You take responsibility for recommendations
Business Value:
Systematic framework helps you evaluate strategies thoroughly and document your determination process—while you maintain complete responsibility for all suitability determinations and recommendations.
Capability 2: Risk Identification Tools (73 Validation Rules)
Planning Risk AnalysisWhat It Provides:
- • 101 critical rules identifying data quality issues
- • 28 warning rules flagging planning risks
- • Triple-layer validation system
- • Risk analysis output for your review
- • Documentation supporting your risk management
How You Use It:
- → System identifies potential risks for your consideration
- → You review identified risks and issues
- → You assess significance for each client
- → You determine which risks to discuss with clients
- → You document risk discussions and decisions
- → You take responsibility for risk management approach
Business Value:
Systematic risk identification helps ensure thorough review while you maintain professional responsibility for assessing risk materiality and managing client communications.
Capability 3: Compliance Documentation Support
Audit Trail Infrastructure
What It Provides:
- • Complete audit trail of analysis processes
- • Source attribution (2-3 citations per fact)
- • Calculation transparency (Number Audit)
- • Glass-box architecture (vs. black-box AI)
- • Documentation supporting regulatory examinations
How You Use It:
- → System maintains comprehensive documentation of analysis
- → You document your review, judgments, and determinations
- → Combined documentation demonstrates systematic approach
- → Supports your responses in regulatory examinations
Business Value:
Systematic documentation helps demonstrate thorough analysis process while you maintain responsibility for all professional determinations and compliance.
Capability 4: FinCEN-Aligned AML Risk Assessment Framework
Financial Crime Risk AnalysisWhat It Provides:
- • Seven-dimension risk analysis framework
- • Dual scoring (inherent + residual risk)
- • Risk tier mapping suggestions
- • AI-generated contextual analysis
- • Confidential documentation for AML files
How You Use It:
- → System provides structured risk assessment framework
- → You review risk analysis output
- → You make final AML risk determination
- → You determine appropriate due diligence level
- → You implement required CDD/EDD procedures
- → You take responsibility for AML compliance
Business Value:
Structured risk framework supports your AML compliance process while you maintain responsibility for all risk determinations and due diligence decisions.
Capability 5: In-Meeting Scenario Analysis
Real-Time IntelligenceWhat It Provides:
- • 40-second scenario generation capability
- • Side-by-side comparison with baseline
- • Up to 8 client questions per scenario
- • Full analysis framework maintained at speed
How You Use It:
- → System generates rapid scenario analysis
- → You present scenarios to clients during meetings
- → You use analysis to support client discussions
- → You apply judgment to scenario implications
- → You make recommendations based on your assessment
Business Value:
Rapid scenario capability helps you explore alternatives with clients efficiently while you maintain responsibility for all recommendations and advice.
Capability 6: Multi-Layer Intelligence Integration
Comprehensive Data IntegrationWhat It Provides:
- • RAG knowledge base (200K cited words per niche)
- • Live market data integration (Perplexity API)
- • Personal client context
- • Validated calculations
- • Transparent formulas
How You Use It:
- → System integrates multiple data sources for analysis
- → You review integrated information
- → You verify accuracy and relevance
- → You apply judgment to information
- → You determine how to use in client service
Business Value:
Comprehensive intelligence helps inform your professional judgment while you remain responsible for all client advice and recommendations.
Capability 7: Niche-Specific Analysis Frameworks
Specialized ExpertiseWhat It Provides:
Current (January 2026 pilot):
- • Business-owning HNWI analysis tools (production-ready)
- • Tech founder-specific frameworks (ISO, NSO, RSU, QSBS, AMT, 83(b))
Post-pilot roadmap:
- • Medical professionals (practice valuation, partnership)
- • Real estate professionals
- • Corporate executives
- • [Additional niches based on advisor needs]
How You Use It:
- → System provides niche-specific analysis frameworks
- → You review specialized analysis
- → You apply your expertise to client situation
- → You make determinations appropriate for this client
- → You take responsibility for specialized advice
Business Value:
Specialized frameworks support your service to complex clients while you maintain professional responsibility for all niche-specific advice and recommendations.
Glass-Box Platform: Transparency Supporting Professional Confidence
Why Transparency Matters:
Black-box AI:
"The system says this is suitable" → No rationale, no confidence
Glass-box architecture:
"Here's the analysis framework and reasoning" → You can verify, understand, and make informed determinations
Deterministic Rules
- • Clearly defined evaluation logic
- • Consistent application across all clients
- • Explicit thresholds and criteria
- • Transparent decision points
- • You can understand and verify all rules
Source Attribution
- • 2-3 citations per factual statement
- • Referenced to authoritative sources
- • Verifiable information
- • You can check sources yourself
- • Builds confidence in information quality
Calculation Transparency (Number Audit)
- • Every calculation shows formula
- • Input values documented
- • Step-by-step computation
- • You can verify all math
- • No hidden calculations
Complete Audit Trail
- • Every analysis step documented
- • Timestamp and user records
- • Decision points captured
- • You can demonstrate systematic process
- • Supports regulatory examinations
Business Value:
Transparency allows you to:
- → Understand how analysis was generated
- → Verify accuracy and appropriateness
- → Confidently apply analysis to determinations
- → Explain methodology to clients and regulators
- → Maintain professional control over process
Legal Positioning:
Glass-box architecture shows you the analysis process, but you remain responsible for verifying accuracy, applying professional judgment, and making all determinations.
Enterprise-Grade Security for Sensitive Client Information
Security Measures:
- • Data encryption in transit
- • Secure cloud infrastructure (Azure)
- • Compliance with data protection standards
Your Responsibilities:
- → Ensure appropriate data handling under your firm's policies
- → Maintain client confidentiality
- → Follow data protection regulations
- → Implement appropriate access controls
- → Monitor data usage and security
Legal Notice:
While VelocityIQ implements security measures, advisors and firms remain responsible for data protection compliance, client confidentiality, and appropriate data handling under all applicable regulations and firm policies.
Understanding Platform Capabilities and Your Responsibilities
What the Platform Provides:
- Analysis tools and evaluation frameworks
- Data structuring and organization capabilities
- Systematic methodology support
- Documentation infrastructure
- Intelligence integration capabilities
What the Platform Does NOT Provide:
- Investment advice or recommendations
- Suitability determinations
- Risk management decisions
- Compliance certifications
- Guarantee of regulatory compliance
- Elimination of advisor responsibility
Your Responsibilities When Using Platform:
You remain solely responsible for:
- → All professional determinations and judgments
- → All client recommendations and advice
- → All suitability determinations
- → All risk management decisions
- → All AML compliance obligations
- → All client communications
- → All documentation of your determinations
- → Supervision of platform use
- → Compliance with all regulations
- → All aspects of client relationships
Legal Disclaimer:
VelocityIQ provides technology-based decision-support tools. VelocityIQ does not make professional determinations, provide investment advice, or act as investment advisor or broker-dealer. All determinations, recommendations, and advice must be made by licensed financial professionals who review system analysis, apply independent judgment, and take full responsibility for their decisions.
Platform capabilities are provided "as is" without warranties. VelocityIQ disclaims liability for advisor determinations, client outcomes, regulatory compliance, or any damages arising from use of platform.
Use of platform does not ensure regulatory compliance or eliminate advisor liability. Users are solely responsible for all professional activities and compliance obligations.
Comprehensive Analysis Tools Supporting Professional Advisory Practice
See how VelocityIQ's integrated platform provides analysis tools for every aspect of your advisory practice—from suitability evaluation through risk identification to AML assessment—all designed to support your professional judgment.
Platform provides analysis tools. Advisors make all determinations and are solely responsible for recommendations and compliance.